NFL Extra Points Credit Card – Support Your Team!
NFL fans love to show loyalty to their favorite cities and football teams. Whether you’re a casual watcher or a dedicated season ticket holder, you’re likely to show your support with a branded team...
View ArticleTrouble with Mixing Business and Pleasure
There’s no debate that when it comes to the top priority of business owners; it’s finances. A stable financial situation is the key to longevity and growth. Whether it’s a new startup or an established...
View ArticleTraveling this Holiday? More Saving, Less Hassle!
According to the Bureau of Transportation Statistics, the winter holidays see the greatest number of travelers. AAA predicts a one percent increase over 2011 with 43.6 million Americans traveling more...
View ArticleLast Year for Charitable Tax Deductions?
If you’re one of the millions of Americans who file a tax return each year, a charitable tax deduction has been a great way to assist your favorite cause and reduce your overall tax burden. There’s no...
View ArticleConsumers to Receive Credit Card Refunds
It’s not often that you get an unrequested, unearned refund, but that’s what millions of credit card customers will soon be seeing. Thanks to a decision by the federal agency that oversees the actions...
View ArticleConsumers Shift from Spending to Saving in 2013
A study of 1,012 adults, 18 years of age and older, living in the continental United States offers one explanation for holiday spending being the weakest since 2008. The 2012 Fidelity Investments® New...
View ArticleMedical Billing Errors Can Destroy Credit
The adventures of living the American dream come with its share of mishaps, accidents and illness. Visit a physician or a hospital ER or have a scheduled medical procedure, and you’ll be treated with...
View Article‘Discover it’ for Better Customer Service & Rewards
Discover introduced their newest card as a ‘game changer’, giving it a new name and ending promotions for their More, Motiva, Escape and Miles cards. The ‘Discover it’ Card will continue with the...
View ArticleCheck-Out Fees – Coming To a Store Near You?
Back in the fall, I wrote about a potential fee that may be imposed by merchants in an attempt to recoup the surcharges they pay to credit card companies. Well, the time has come! As of January 27, you...
View ArticleDangers of Prepaid Debit Cards
With debit, credit and prepaid cards being touted as convenient payment options, is it any wonder people get confused? The latest gimmick is for big name celebrities to endorse prepaid products and...
View ArticleCredit Records Change More Often Than You Think
Financial experts give one piece of wisdom to every consumer – check your credit reports and scores at least once per year. There’s no question that this is advice worth following, since you’ll be...
View ArticleMastercard Offers New Digital Wallet
Two-thirds of us in America have at least one credit card; while one out of ten have more than 10 active accounts. That’s an estimated 600 million physical cards used for more than $2 trillion in...
View ArticleErrors Continue to Plague Credit Reports
A study, contracted by the FTC, of nearly three thousand credit reports found that five percent had potentially costly discrepancies. The study was the result of a Congressional directive to collect...
View ArticleThe Latest Schemes Targeting Your Credit Card
Thieves work diligently to devise new ways to outwit security systems designed to protect consumers from being victimized. The financial industry, on the other hand, works to strengthen customer...
View ArticlePOLL: Best & Worst Credit Card Issuers (2013)
Vote or see the results for best / worst credit card issuer… If you’re like most people, you probably have a strong opinion about your credit card company. Let your voice be heard! Every year we ask...
View ArticlePositive Performance for The CARD Act
More than four years ago the CARD Act was passed with predictions, both good and bad, for the future of consumer credit. The goal was to regulate the credit card industry to prevent cardholders from...
View ArticleCredit Rules Eased for Some Family Members
The Consumer Financial Protection Bureau (CFPB) was established in 2011 to oversee credit cards, mortgages, student loans and other consumer finance issues. One area they oversee is the federal...
View ArticleSquare Is Changing the Way People Use Credit
The way we pay for goods and services is changing quickly with innovative new services that eliminate real-time bank approvals or the need to open up our wallets. One of the first out of the gate was...
View ArticleBuilding Credit for Naturalized American Citizens
According to the U.S. Citizenship and Immigration Services (USCIS), more than 676,000 immigrants became naturalized U.S. citizens in 2012. Waiting for the chance to become a citizen requires patience,...
View ArticleLower Delinquency Rates Great for Consumers
Recent analysis of the credit card markets brought good news to most major lenders by showing a drop in past due credit card payments of at least 30 days. The drop in delinquencies to 2.47% is the...
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